For California life & final-expense insurance agents

You deliver the check. The estate still needs settling.

The beneficiary gets the payout — but the house and the accounts still have to be settled through probate. You're already there at the claim. Hand the family a clear next step, and we handle the paperwork. You send us families; we send inheritors back to you.

See how it works
Reciprocal · No fees either way · No obligation · Not a law firm
An insurance agent shaking hands with a smiling senior couple
What you get back
Inheritors who come back to you.
A referral relationship that comes back to your book

What's in it for your practice

Complete your service at claim time

The family gets more than a check — a clear next step at the moment they need one most.

Stay the trusted advisor

You solved more than the policy. That's the relationship the family remembers and refers.

Grow your book

Inheritors with new liquidity come back to you to place it — reciprocal, both directions.

Look thorough & caring

A free, plain-language 'what to do after a death in California' guide — co-branded, for your clients.

No cost, reciprocal, compliant

No money in either direction, no quotas. A clean professional referral, disclosed to families.

Both directions — no money changes hands

How the referral works

1

Your client passes

The family files the death-benefit claim with you — and hits the practical wall of settling the rest of the estate.

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2

Hand them the next step

Give them the free roadmap and an introduction to us. We handle California's simplified probate — flat fee, fast.

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3

Stay in the loop

You remain the trusted advisor, and we send inheritors placing what they received back to you.

Co-branded with your name

A free guide your families take home

"What to do after a death in California" — the death certificate, the accounts, the home, and which simplified probate path applies. Hand it to the family at claim time and be the advisor who thought of everything.

Tri-fold brochure
Take-home one-pager for families
Office resource

Family one-pager · tri-fold brochure · office resource — provided and restocked free.

How the partnership works

No fees. No obligation.

A reciprocal professional referral — clean by design. We never pay for referrals, and we never ask you to. Your client's trust stays yours.

No money, either directionWe never pay for referrals and never ask you to. No fees change hands, ever.
No quota, no obligationIntroduce a family only when a clear next step genuinely helps them. Nothing you have to hit.
The client always choosesYour client is always free to pick anyone. No client data comes to us — the family reaches out on their own terms.
Disclosed & not a law firmThe referral relationship is disclosed to families. ProbateClear is a document service, not a law firm.
Who settles the estate

California-registered Legal Document Assistants

Every case is prepared by a local, California-registered LDA under Business & Professions Code §6400 — a flat fee, often with no full probate at all.

§6400
Registered & bonded California Legal Document Assistants prepare every filing.
One flat fee
No hourly billing, no percentage of the estate. Priced before anyone pays.
Often no court
Many estates settle through simplified paths that skip the long court process.
For life & final-expense agents

Common questions

Do we exchange referral fees?
No — no money changes hands in either direction. It's a reciprocal professional referral, disclosed to the family, with no fees and no quotas. That's what keeps it clean and appropriate at such a sensitive moment.
What about my client's privacy?
You simply hand the family a resource and, if they choose, an introduction. No client health or financial information comes to us — the family reaches out on their own terms.
What does it cost the family?
A flat fee, disclosed up front — no percentage of the estate and, on the simplified paths, often no full probate. The family knows the price before anyone pays.
Do I have to refer a certain number of families?
Never. There's no quota and no obligation. You introduce a family only when a clear next step genuinely helps them — that's what keeps the whole thing clean.
What do I get back?
Inheritors with new liquidity, sent back to you to place — plus a free, co-branded resource for your clients that makes you look thorough at the family's hardest moment.
Complete your service at claim time

Let's set up a reciprocal referral.

Fifteen minutes to walk through how it works — and your tracked link so every family you send is credited back to you.

Email us instead
Reciprocal · No fees either way · No obligation · Not a law firm · ProbateClear is a service of Winsighter, LLC